About Us

Hassle-Free, Personal Mortgage & Protection Advice

Local & Nationwide

Based in Leicestershire, I’m proud to support our local community — but my service doesn’t stop there. I help clients all over the UK, offering the same personal, one-to-one advice whether we speak in person, over the phone, or online. You’ll get tailored guidance that fits your life, your goals, and your location.

Independent

As an independent mortgage adviser, I have access to a wide range of lenders — meaning my advice is completely unbiased. Every recommendation is made with one goal in mind: finding the most appropriate deal for you and your circumstances.

Personal

Buying a home is personal — and your mortgage advice should be too. I take the time to understand your goals, challenges, and plans for the future, so I can create a solution that truly fits. With friendly, one-to-one support, I’ll make sure you always feel informed and confident.

Uncomplicated

No jargon. No confusion. Just clear, straightforward guidance. I’ll walk you through every step of the process so you know exactly what’s happening — and why — giving you the confidence to make the right decisions.

Seamless

Let me handle the details. From research to paperwork, I’ll make sure everything runs smoothly so you can focus on finding your dream home or achieving your financial goals

Trusted

With over 35 years of helping clients buy homes and protect their families, you can feel confident knowing you’re working with someone who truly understands the mortgage market…

Straightforward, personal mortgage advice without a broker fee. From researching the market and recommending a mortgage through to application and offer, I’m here to guide you through the process.

Honest reviews from those we’ve helped

Posted on Google Google
Isaac Johnson profile picture
Isaac Johnson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We can’t recommend Steve enough he’s been such a huge help for us. As first time buyers there’s so much to know and he explained everything so well making our whole process stress free. Helping us through every step and responded to us very quickly even when out of office which was fantastic. Not to mention he doesn’t charge for his First Time Buyer Services which has helped us out so much. We can’t thank Steve enough for going above and beyond for us and we’ll definitely be using his services again.
Posted on Google Google
Colin Peacock profile picture
Colin Peacock
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommended, excellent service and expertise, very prompt response too
Posted on Google Google
Libby Bond profile picture
Libby Bond
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steve makes what could be a fairly daunting and overwhelming task of getting a mortgage/remortgage simple and painless. He’s always on the other end of a phone/email should you need him and is constantly checking for the best deals on the market. We couldn’t recommend him highly enough!
Posted on Google Google
darren rednall profile picture
darren rednall
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steve has been A* throughout my mortage process. Always available to call/message , even when on leave. Would high recommend
Posted on Google Google
Siobhan profile picture
Siobhan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I cannot recommend Steve highly enough. He was fantastic throughout us buying our new home. He was incredibly quick and efficient and nothing was ever too much for him. Steve was highly professional but also personable and we felt as though he truly cared about our goal. We can’t thank him enough!
Posted on Google Google
Life Story Book profile picture
Life Story Book
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steve helped me with my mortgage. Once I’d found a decent solicitor (Blacks, based in Leeds), it took about 3 weeks. Steve found me a great deal/rate, answered all of my questions and responded quickly. Very efficient, friendly and helpful. Thank you Steve. 5/5 - Highly recommended
Posted on Google Google
Audrey Crawford profile picture
Audrey Crawford
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can’t thank Steve enough for everything he did to help me through what was an incredibly difficult and emotional time. When my two children and I found ourselves in a very sensitive and desperate situation, Steve went far beyond what you would expect from a mortgage adviser. From the very beginning, he took the time to talk us through every option, carefully explaining the process and helping us understand what was possible. His advice was honest, thorough, and always given with our best interests at heart. What really set Steve apart was the genuine care and support he showed throughout the entire journey. He understood how overwhelming everything was and was always there to answer questions, offer reassurance, and keep us updated every step of the way. He continued to follow our progress right up until the day we collected the keys to our new home. Steve’s professionalism, knowledge, kindness, and dedication made all the difference to my family. I am so grateful for everything he did and wouldn’t hesitate to recommend him to anyone looking for a mortgage adviser who truly goes above and beyond. Thank you, Steve, for helping us secure a fresh start.
Posted on Google Google
emily Law profile picture
emily Law
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommended. Excellent communication and advice right from the start to the finish of getting our mortgage. Being self employed it’s never easy when it comes to the paperwork side but Steve is always at the end of the phone when we have needed him.
Posted on Google Google
Aimee profile picture
Aimee
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I could not recommend Steve enough. From the very beginning, he went above and beyond to help us achieve something did not think was possible. Thanks to his expertise, dedication, and hard work, we are now living in our dream home. What makes Steve so exceptional is that he provided so much more than mortgage advice. He gave us reassurance when we needed it most, took the time to answer every question, and supported us through every step of the process. Nothing was ever too much trouble, and he always made us feel valued and confident, even during the most stressful moments. Steve's knowledge, patience, and genuine care made all the difference. We will be forever grateful for everything he has done for us. Owning our home is something we once only hoped for, and thanks to Steve, it has become a reality. If you're looking for someone who truly cares and will go the extra mile for you, Steve is the person you want by your side. We honestly can't thank him enough.
Posted on Google Google
Oliver Godding profile picture
Oliver Godding
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Really helpful, with everything and very patient with us too, during the processes

Steve Ellis

Mortgage & Financial Specialist

With a career spanning over three decades, I have been dedicated to helping people secure the right mortgage since 1989. My journey began in estate agency, where an insightful manager suggested I would make a great mortgage adviser. He was absolutely right—I found my calling, and I’ve never looked back.

In 2003, I took the leap to establish my own business, driven by a passion for providing clients with clear, personal, and trustworthy mortgage advice. Over the years, I’ve arranged thousands of mortgages for clients from every walk of life and with a wide range of circumstances. I can confidently say there are very few situations I haven’t encountered—and successfully navigated.

I hold the Financial Planning Certificate, Full CeMAP, and more recently achieved the Equity Release (ER1) qualification, While I don’t directly arrange equity release, I work closely with a trusted specialist adviser, meaning I can confidently refer clients when later-life lending may be the right solution. This allows me to continue supporting my clients at every stage of their financial journey, ensuring they receive expert, tailored advice when it’s needed most.

What I enjoy most is the human side of my work: guiding clients through what can feel like a daunting process, picking up the phone to share the news that their mortgage offer has been approved, and even handwriting a moving-home card to celebrate the moment they get the keys. For me, it’s not just about numbers—it’s about being part of someone’s life-changing journey.

Away from work, family time is my greatest joy. I love nothing more than spending time with my two grandchildren, discovering new places, and escaping on trips away whenever I can.

Sarah Ellis

Administration & Social Media

I joined the business just over seven years ago to support my dad as the company grew and the workload expanded. What began as helping with administration has since developed into a dual role, where I not only keep the office running smoothly but also manage our social media presence. It’s a role I love, as it combines my organisational skills with my passion for engaging with people.

Day to day, I get to interact with a wide range of people—from customers to solicitors and estate agents—which keeps things interesting and rewarding. Being part of the first stage of a client’s journey is something I really value, as it allows me to help set the positive and supportive tone that defines our business.

Beyond my work in the business, I am also proud to volunteer at a local care centre. In addition, I have trained with Macmillan to support people coping with a cancer diagnosis—an experience that has been both humbling and fulfilling, giving me the chance to help others during some of the most difficult times in their lives.

Outside of work and volunteering, my greatest joy is my family. I love spending time with my two children and my two dogs Dolly & Coco, creating special memories together. When the children are asleep, I enjoy relaxing -often binge-watching the latest box set (a simple pleasure I know many people share!)

Sue Ellis

Administration & Operations

I’ve been supporting Steve and the business since its inception in 2003, ensuring everything behind the scenes runs smoothly. While I manage administration, I also take care of essential operational tasks, including accounts and compliance—what some might call the “boring stuff,” but for me, it’s all about precision and making sure everything is done correctly.

With many years of experience in administration, I pride myself on being organised, thorough, and proactive. I enjoy liaising with solicitors, estate agents, and other partners, chasing answers when needed to ensure our clients have a seamless experience. Our secure mortgage portal is another tool I oversee, giving clients the ability to upload documents and receive real-time updates—a system I take great pride in maintaining.

Outside of work, I love spending time with friends and family, particularly my grandchildren, who always keep me on my toes. While I enjoy travelling abroad, I now prefer exploring the UK., discovering new experiences closer to home.

Let’s have a chat

As an experienced Independent Mortgage Broker, we’ve supported people across the UK with buying their first home, remortgaging, and refinancing for many years. We’d love to do the same for you.

Book your free call today, we look forward to speaking with you soon.