First Time Buyers
Providing all the first time buyer advice you need.
Set out below are the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.
Government tax payable when you complete your purchase. The amount payable is based on the purchase price. For the latest rates please see the HMRC website by clicking here.
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This amount will vary from case to case but for a single purchase typical legal fees including disbursements may be around £700 – £1000.
If you are arranging a mortgage to purchase your new property the leader will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 – £350 but this figure may be higher on some mortgage products.
Your home may be repossessed if you do not keep up repayments on your mortgage
Call us on 0800 024 6180 or send us an email at firstname.lastname@example.org
3 Counties Mortgage Services Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. 3 Counties Mortgage Services limited is registered in England No 04634675, registered address 46-48 Rothesay Road, Luton, Bedfordshire LU1 1QZ
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.